Bank of Canada Holds at 2.25% — Here’s What It Means for You
Today, the Bank of Canada held its overnight rate at 2.25% for the second consecutive decision in 2026. No surprise — markets had priced in a hold at…
Read more
First‑Time Buyer in Ontario? Why “Getting Ready” Matters More Than Waiting for Rates
If you’re a first‑time home buyer in Waterloo Region or anywhere in Ontario, you’ve probably heard the same advice on repeat: “Just wait until rates drop.” But here’s…
Read more
Bank of Canada Rate Hold
The Bank of Canada decided to hold interest rates today, which means there was no change to the overnight rate. It remains at 2.25%. This is good news…
Read more
What 2026 Could Bring For Your Mortgage
As we head into 2026, I’ve been getting a lot of questions about what’s coming next for homeowners and buyers. So, I wanted to share a quick note…
Read more
Self‑Employed in Ontario? January Is the Month That Sets Your Mortgage Up for the Whole Year
For self‑employed homeowners and buyers, January isn’t just a fresh start—it’s a strategic window for mortgage planning. Decisions you make right now around income, structure, and timing can…
Read more
What Today’s Bank of Canada Rate Decision Means for You
The Bank of Canada released its final interest rate update of 2025 this morning, and as expected, the benchmark lending rate remains unchanged at 2.25%. This “rate hold”…
Read more