Bank of Canada Rate Hold
The Bank of Canada decided to hold interest rates today, which means there was no change to the overnight rate. It remains at 2.25%. This is good news…
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What 2026 Could Bring For Your Mortgage
As we head into 2026, I’ve been getting a lot of questions about what’s coming next for homeowners and buyers. So, I wanted to share a quick note…
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Self‑Employed in Ontario? January Is the Month That Sets Your Mortgage Up for the Whole Year
For self‑employed homeowners and buyers, January isn’t just a fresh start—it’s a strategic window. Decisions you make right now around income, structure, and timing can dramatically affect what…
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What Today’s Bank of Canada Rate Decision Means for You
The Bank of Canada released its final interest rate update of 2025 this morning, and as expected, the benchmark lending rate remains unchanged at 2.25%. This “rate hold”…
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Why Planning Ahead Pays Off
WHAT’S HAPPENING IN THE MARKET? More than 20% of Canadian mortgage holders are set to renew within the next 12 months, according to Mortgage Professionals Canada, and many…
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How Parents Can Play a Role In A First Home Purchase
Buying a first home in Ontario has never required more strategy. Higher prices, tighter qualification rules, and stretched savings mean even well-prepared first-time buyers often look for creative…
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