Practical guides on buying, refinancing, self-employed mortgages, and more — written in plain language.
Ontario’s recent announcement to expand the HST rebate on new homes is a meaningful policy shift aimed at improving affordability. While the headline numbers are significant, the real…
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If your mortgage is coming up for renewal in 2026, you’re likely transitioning from a rate environment we may not see again for a long time. Many homeowners…
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Today, the Bank of Canada held its overnight rate at 2.25% for the second consecutive decision in 2026. No surprise — markets had priced in a hold at…
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If you’re a first‑time home buyer in Waterloo Region or anywhere in Ontario, you’ve probably heard the same advice on repeat: “Just wait until rates drop.” But here’s…
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The Bank of Canada decided to hold interest rates today, which means there was no change to the overnight rate. It remains at 2.25%. This is good news…
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As we head into 2026, I’ve been getting a lot of questions about what’s coming next for homeowners and buyers. So, I wanted to share a quick note…
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