Practical guides on buying, refinancing, self-employed mortgages, and more — written in plain language.
Mortgage renewal in 2026: how to choose between fixed and variable Something notable is happening at the mortgage renewal table. According to CMHC’s Spring 2026 Residential Mortgage Industry…
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If you took out a five-year fixed mortgage in 2021, you locked in at roughly half of today’s rates. That was a smart move at the time. The…
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If your mortgage is coming up for renewal in 2026, you’re likely transitioning from a rate environment we may not see again for a long time. Many homeowners…
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Canada’s housing market isn’t standing still, and that means opportunities may be opening for those who are ready. According to CMHC’s Fall 2025 Housing Supply Report, the total…
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If your mortgage renewal is coming up and you’re facing significantly higher interest rates than when you first secured your loan, you’re not alone. Many Canadian homeowners are…
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Given the large financial commitment of a mortgage, it’s surprising that so many homeowners go on auto-pilot when it’s time renew. Of course, your lender wants your repeat…
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