Practical guides on buying, refinancing, self-employed mortgages, and more — written in plain language.
This morning the Bank of Canada announced another rate hold, leaving its overnight rate at 2.25% for the seventh consecutive decision. The Bank pointed to a fluid picture:…
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What a reverse mortgage actually costs an Ontario retiree — and the four myths worth retiring first. House-rich and cash-tight is one of the most common situations I…
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Mortgage renewal in 2026: how to choose between fixed and variable Something notable is happening at the mortgage renewal table. According to CMHC’s Spring 2026 Residential Mortgage Industry…
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Self-employed in Ontario? Here’s how lenders actually prove your income for a mortgage If you run your own business, you’ve probably been coached for years to keep your…
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If you took out a five-year fixed mortgage in 2021, you locked in at roughly half of today’s rates. That was a smart move at the time. The…
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Every few weeks I get a version of the same question: “Should I roll my credit cards and line of credit into my mortgage?” It’s a fair question,…
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